Agora is an auto finance company that allows car dealers to capture finance profit on subprime auto loans that are typically given away.

When a car dealer sells a vehicle, a car loan is originated. Then, the loan is typically sold to a bank that services and collects payments on the loan.

Agora provides car dealers with a turn-key program to make the money that the banks are making on their loans. The program essentially turns a car dealership into its own self-contained captive finance company.

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